FG Launches SPARK: New USSD Code for Loans Covering Food and More

In a move to boost financial inclusion and ease access to essential goods, the Federal Government has launched a new service dubbed SPARK. This innovative initiative allows Nigerians to access consumer loans for food, solar energy, and other items via a simple USSD code, 347333#, according to reports from Nigeria Business and Punch Newspapers. The news was first reported by Nigeria Business on November 2, 2026, and later corroborated by Punch Newspapers. While the details of the loan amounts and repayment terms are yet to be disclosed, this initiative is expected to bring relief to many Nigerians struggling to afford basic necessities. The SPARK service is part of the government’s broader strategy to improve financial accessibility and empower Nigerians to take control of their lives. With the growing number of mobile phone users in the country, the USSD code system is proving to be a practical and inclusive approach to financial services. This development is set to revolutionize the way Nigerians access essential goods and services, making it more convenient and affordable. Stay tuned for more updates on this groundbreaking initiative.